Insurance Litigation and Bad Faith Claims

bad faith claimsThe insurance company didn’t hesitate collecting your premiums, did they? Are they now not paying you the money you deserve? Insurance companies are required by law to act in good faith to treat you with honesty and fairness.

If your claim isn’t being treated with honesty and fairness, you don’t have to roll over and take it. Don’t let a big insurance company with their lawyers and doctors intimidate you. If they are, you need to make sure you have a lawyer on your side. That lawyer is Cesar Ornelas.

WHAT IS BAD FAITH?

Bad faith is simply an insurance company not treating your claim with the dignity and respect that you deserve. They are concerned with the bottom dollar but you are just trying to get back to your life. There are a few types of bad faith claims that are far too common:

COMMON TYPES OF BAD FAITH INSURANCE CLAIMS

  • Health Insurance Bad Faith
  • Life Insurance Bad Faith
  • Homeowner’s Insurance Bad Faith

Every type of bad faith by your insurance company is devastating. Whether it’s getting the treatment you deserve or the compensation your family requires, you need an strong advocate on your side. The reason for denial by your insurance company can often be as simple as an inaccuracy or an honest error, but they call also be intentional and fraudulent. Chances are, you are already all too familiar with the process of denial. However, you need to know that you don’t have to accept their unfair offer. What are your options?

DENIAL APPEAL OPTIONS

Trust the insurance company to do the right thing on their own after all
Get an attorney that understands not only your special needs but also the laws that the insurance company is required to follow

HOW DO YOU KNOW IF YOU ARE EXPERIENCING BAD FAITH INSURANCE DENIAL?

There are many things that can come to play when you are experiencing a bad faith denial. If you aren’t sure if you are experiencing bad faith from your insurance company, here is a simple checklist of potential warning signs:

  • Promptness – Dragging their feet processing or paying your claim
  • Misrepresentation – Promises made by the insurance salesman not matching what the company is telling you
  • Unreasonable Documentation- Requiring unreasonable amounts of documentation in order to delay paying your claim
  • Insurance Company Doctors – Requiring you to trust the opinions of only the doctors they appoint or are paying for
  • Missing Documentation – Claiming they they lost your documentation and are requiring you to jump through the same hoops again and again
  • Foot Dragging – Claiming that you didn’t submit your claim on time
  • Partial Payments – Claiming you are only owed a portion of what you are entitled to or they are making you a low-ball offer

Don’t be yet another victim of a big uncaring insurance company. Call Cesar Ornelas today to get the justice you deserve, and the money you need.